South Carolina Payday Loans

This option may not be available at all retail locations where the card is accepted. Applies to all Cardholders. So if you change your mind about your loan, just return the principal within 72 hours and pay nothing more. You do not need to be employed, but you need to have some sort of income. None of the fees shown are assessed by MetaBank or the Card Association. June 25, Made the request for a payday loan online on Friday but apparently it was considered after business hours. This option may not be available at all retail locations where the card is accepted.

How do I apply for an installment loan?

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ACE Cash Express Inc. is a leading retailer of financial services, including payday loans, consumer loans, check cashing, bill payment, and prepaid debit card services. ACE is the largest owner and operator of check cashing stores in the United States and the second largest owner and operator of short-term consumer loan stores in the United States. ACE Cash Express, Inc. is licensed by the Department of Business Oversight pursuant to Financial Code Section (a) of the California Deferred Deposit Transaction Law. Certain loans in California are made or arranged pursuant to Department of Business Oversight California Financing Law. Welcome Back! Payday Loans with ACE are as easy as Log in to your ACE Cash Express account. Review your information. Submit your application. Thank you for choosing ACE .

ACE makes it fast and easy.

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You do not need to be employed, but you need to have some sort of income. You may be self-employed or receive income from a source other than an employer, but we will require you to have the ability to repay the loan.

You may be retired or on disability. The key is to have a source of income. You will not be charged to apply for a loan, whether or not you are approved. You will receive a decision immediately following completion of your application. If approved by 6: For verification purposes, we may need to contact you by telephone before your loan is approved. Applications received on a weekend or holiday may be verified the next business day due to bank closures.

You will be notified of the loan decision immediately following completion of your application. If you are approved, you will immediately receive your approved loan amount in cash. Your payday loan will be due on your next approved payday loan duration is state-specific. You will be informed of the due date if your loan is approved.

How and when can I pay back? Online The amount you owe will be debited from your bank account on the day your loan is due. You should pay off your loan in the store where the loan was originated with cash on or before the due date.

You will not be penalized for making an early payment. However, it may reduce the lender interest that accrues on your loan. In states other than Texas and Ohio, paying off a payday loan early may reduce the interest that accrues on your loan. Every loan comes with a hour satisfaction guarantee.

So if you change your mind about your loan, just return the principal within 72 hours and pay nothing more. To cancel the loan, please send an email to internetops acecashexpress. You can also mail or deliver a signed and dated copy of the cancellation notice provided with your Credit Services Agreement, or other written notice, to:. You will need to include your name and loan number. Once we receive your notice, we will transfer the principal directly from your bank account.

The written notice must be postmarked within 3 days of signing the contract. To cancel the loan, you must return the proceeds from your loan to the store where your loan was originated within 72 hours of receiving your loan. Depending on your state, you may also be required to sign a cancellation notice that was provided to you at the time of approval. To refinance, you must return to our website and log in as a returning customer. Next, simply apply to refinance your loan. The system will not allow you to apply if you are ineligible to refinance your loan.

If you are approved, we will initiate a debit from your bank account for the fees due. If your due date falls on a Tuesday, Wednesday, Thursday, or Friday, you must complete your refinance application before 7: If your due date falls on a Monday, you must complete your refinance application before 2: The cutoff times may be different in case of bank holidays.

You may be eligible for a payment plan. Call us at to discuss payment plan options. Visit your store to discuss refinance options. Contact your store for more information. Federal law provides important protections to active duty members of the Armed Forces and their dependents. To ensure that these protections are provided to eligible applicants, we require you to select "I am not" or "I am" below: It is important to fill out this form accurately.

Knowingly making a false statement on a credit application is a crime. Consent to Electronic Disclosure and Privacy Policy This is required to proceed with this online application. By agreeing to receive promotions and other non-transactional messages from ACE and selecting your mobile number above as a number at which you would like to be contacted, you expressly agree to receive text at such number. Your consent is not required to obtain any product or service from ACE and you may opt-out at any time by unselecting such boxes above.

ACE is the largest owner and operator of check cashing stores in the United States and the second largest owner and operator of short-term consumer loan stores in the United States.

Loan Amount Select Loan Amount. Personal Information First Name. Purchase transaction fee may apply, depending on which fee plan you selected. This option may not be available at all retail locations where the card is accepted. See Cardholder Agreement for details.

Refunds are at par. None of the fees shown are assessed by MetaBank or the Card Association. To avoid the ATM fees, you can get cash back when making purchases using your PIN at many retailers, such as grocery stores. Applies to all Cardholders. Apply Now for a Payday Loan Please correct the following item s:

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Installment loans are intended for customers who need more time to pay off their loan than provided by a single-payment payday loan. Individual payment amounts for an installment loan are smaller when compared to the single-payment payday loan for the same loan amount. Payday loans are short-term loans designed to help you pay for immediate expenses. Unlike an installment loan, the balance of a payday loan is due in full by your next payday. Learn more about ACE’s services and whether a payday loan is the right financial option for you. Loans in Texas arranged by ACE Credit Access LLC and made by, and subject to the approval of, an unaffiliated third party lender. ACE Cash Express, Inc. is licensed by the Virginia State Corporation Commission, PL