Payday Loans

They refer to payday loans, cash advance loans, check advance loans, post-dated check loans, or deferred deposit loans. The bottom line on payday loans: The payday lenders in our network require that you are at least 18 years of age, maintain a regular source of income, and have a direct deposit system set up with your local bank. Consumers Urged to Consider the Alternatives. We make it easy for you! Related Items Payday Lending.

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Payday Loan & Cash Advance Requirements

A payday loan is a small dollar short-term advance used as an option to help a person with small, often unexpected expenses. Payday Loans are short-term in nature and not intended to be used long-term or for larger purchases like a home or a car. We will help you with Payday Loans, Cash Advances, Title Loans, and Installment Loans. Get a Loan, apply online! Just like an online payday loan, if you apply for a loan by phone, your money is typically deposited into your bank account by the next business day. To learn more .

What is a Payday Loan?

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Our trusted lenders offer superior service to a wide variety of consumers, so your financial history will likely not prevent you from being approved for a loan. Using our online loan service is more discrete than going to a payday loan store and you don't have to worry about forgetting the necessary documents.

Your transaction information is completely private and what you provide to us stays with us! No one will ever know you got a faxless payday loan. We have all been in your position at some point, so relax and let us help you get back on track quickly and easily with an Easy Online Payday Loan! Fill out the form above or give us a call at to get started! Payday loans are intended for short-term financial needs only, and should not be used excessively.

If you have mounting debt or credit troubles, Easy Online Payday Loan suggests you seek the advice of a credit professional. Cash tranfser times vary betweeen lenders.

Easy Online Payday Loan has no control over the time it takes to receive your funds. Not all third party lenders have the same qualification requirements; loan services vary from state to state.

For more information, please review our Terms of Service. The information you provide is used to connect you with a third party payday loan lender in our network. Easy Online Payday Loan and its affiliate lenders may verify personal information and past loan transactions during the loan approval process. Not all applicants will qualify for the faxless loan approval process or the loan amount requested.

Refer to our Privacy Policy for additional information. Tips for Repaying Your Loan. How Online Payday Loans Work. What is a Payday Loan?

If you must use one, try to limit the amount. Borrow only as much as you can afford to pay with your next paycheck — and still have enough to make it to next payday. Payday loans and certain other financing offered to servicemembers and their dependents must include certain protections, under Federal law and a Department of Defense rule. Most fees and charges, with few exceptions, are included in the rate.

Creditors also may not, for example, require use of a check or access to a bank account for the loan, mandatory arbitration, and unreasonable legal notices. Military consumers also must be given certain disclosures about the loan costs and your rights. Credit agreements that violate the protections are void. Creditors that offer payday loans may ask loan applicants to sign a statement about their military affiliation.

Even with these protections, payday loans can be costly, especially if you roll-over the loan. You may be able to borrow from families or friends, or get an advance on your paycheck from your employer.

If you still need credit, loans from a credit union, bank, or a small loan company may offer you lower rates and costs. They may have special offers for military applicants, and may help you start a savings account.

A cash advance on your credit card may be possible, but it could be costly. Find out the terms for any credit before you sign. You may request free legal advice about a credit application from a service legal assistance office, or financial counseling from a consumer credit counselor, including about deferring your payments. Military consumers can contact the Department of Defense, toll-free 24 hours a day, 7 days a week, at , or at www.

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The federal Truth in Lending Act treats payday loans like other types of credit: the lenders must disclose the cost of the loan. Payday lenders must give you the finance charge (a dollar amount) and the annual percentage rate (APR — the cost of credit on a yearly basis) in writing before you sign for the loan. After you get out of payday loan debt, you want to make sure you never go to a payday lender again. Some of the smartest things you can do to start cleaning up your credit include signing up for a. Payday Loans Online – With USA Payday Loans you can get a fast cash with a few clicks. Bad credit is not a problem.