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Georgia law prohibited payday lending for more than years, but the state was not successful in shutting the industry down until the legislation made payday lending a felony, allowed for racketeering charges and permitted potentially costly class-action lawsuits. You should contact your Attorney General's offices in your state and report the deceptive practices. I got a pre-approval letter, one of many, and thought what the heck. Debtors' prisons were federally banned inbut over a third of states in allowed late borrowers to be jailed. Payday lenders have made effective use of the sovereign status of Native American reservations, often forming partnerships with members of a tribe to offer loans over the internet which evade state law. April 18th, Modesto, CA.

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Not A Payday Loan Easy Repayment Terms. We may also ask for your driver’s license number or other identifying documents. * Loan approval, and amounts are based on minimum income amounts, other credit criteria, and verification of the information you provide during the application process. Big Picture Loans is a duly licensed Financial  · But search for Western Sky’s phone number and you’ll find multiple options, many of which are no longer in service. Western Sky, also known as Great Sky Cash, Big Sky Cash and Red Stone Apply Now: Fast Cash Loan - Sky Loan Online Apply Online! Safe n Bad Credit OK. Up to $1, Invalid Phone Number (Symbols are not accepted. Only numbers and letters) Payday loans should be used for short term financial needs only, not as a long term financial solution.


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To Opt-Out of any further communications or email advertising. If you are receiving any abuse from email or have other issues - please notifiy us at our Webmaster BlueTrustLoans. This also means that Hummingbird Funds is not subject to suit or service of process. Rather, Hummingbird Funds is regulated by the Tribe. If you do business with Hummingbird Funds, your potential forums for dispute resolution will be limited to those available under Tribal law and your loan agreement.

Otherwise, Hummingbird Funds is not subject to suit or service of process. Neither Hummingbird Funds nor the Tribe has waived its sovereign immunity in connection with any claims relative to use of this mobile site. If you are not comfortable doing business with a sovereign instrumentality that cannot be sued in court, you should discontinue use of this website. CST Monday-Thursday, 7 a. CST Fridays and 8 a.

First Name Please enter your First Name. Please enter a valid First Name. Pete, I live Bradenton, Florida and the exact same thing happen to me. I call , finally got a hold of someone with some sense. I received an email from Big picture stated my account was past due of 23 plus dollar.

I hit the ceiling, my question was if they are doing ach withdrawals why am i past due. I thank God as well. Do get a loan with Big Picture big ripoff is what they are. They are a scam,I had I check my banking acct daily,waiting for payoff date to come,instead of BPL taking as always,they took ,then I went to their website to see what they were doing with my account,they had me past due for , I was pissed,I was never pass ,due,I pay ACH withdrawl after reading and figuring it out the past due and what they took from my ach equal my normal monthly payment.

Mine you, I saw this on the 3rd when I finally got someone on the phone they said I owe ,now payment was due the same day how do you tack on extra interest are you charging me hourly interest. Finally after an hour on the phone and reaching someone that was compent I told them you better let pay you this via my debit today or come Monday I will be seeking an attorney that would help me draft a class action lawsuit against you and once that is in force, there would definitely be more people coming at them,long story I do save everything to mycomputer ,I wanted to see a paid in full on my account,which they did and it is saved with the orginal applications and paper work,I have the 6 months bank achs and how their contract read 6 payments of and you do it for 5 and the 6 and only take and right away trying to charge interest on the You have to go back at these people hard,yes we all situations,but no one should abuse the laws.

I reminded them I live in florida and yes they coud be held accountable not on payday loan but for fraud after I had been do diligent in doing the right thing. Just think if I had not noticed my account next month I would have owed them still plus the 3. Finally,thank you Lord for letting me see and hopefully no one else will fall victim to corrupt people. I took out a emergency loan, I was told it would be a So I agreed to do it. It was not made clear that the payment would not be monthly but biweekly.

I paid the loan off in two months and dollars cost over dollars in interest. This kind of loan should be illegal. I am sorry I ever deal with these people in the first place, now I see I am not the only one being fraud there need to be stop to this madness. I received a pre approval letter in the mail.

The first thing I did was check out the website trying to find information about repayment and APR. I called customer service to get some information the rep could not give me a straight answer.

I went back to the website and I was able to find the information I was looking for. Unfortunately all the information is there. This company is crooked, but they are able to hide behind the laws of the Indian restoration and do not have to follow regular lending laws.

I'm sorry that so many have been taken advantage of. I Am thankful to all of you that have put your stories out there so others do not fall into the same trap. If I could give less than 1 star I would. These people are vampires!! I'd already scraped together every last dollar I had to pay the original amount that they were asking no Christmas at my house this year!

They said that they could take my debit info for payment but then said that there was an issue with their system and would be processing my payment thru a foreign processing system that might incur a fee from my bank. They then said that they would take it from my account the next day but I would owe additional interest.

I stated that I'm prepared to pay them their blood money today and would not be paying them another single cent. We'll see how that goes. There are other payday loans available on line. After reading the reviews I am just grateful they turned me down. Thank god for protecting me from these Indian demons.

Just reading the reviews. My heart goes out to them. This place should be shut down. I'm pretty sure they are laughing all the way to the bank. Bigpictureloan is a rip off! I will never go with big picture loan ever again!!!

Not only are they crooks but they have horrible customer service. I knew the minute I saw the amount I would pay back what a big mistake I had made. I called customer service and spoke with a young lady named Jennifer and requested my account number. She put me on hold and a long period of time. I knew then that there was an even bigger problem here. I have never had an issue getting an account number for any account I have had in the past.

I was able to provide all the information they asked for to verify my identity. I also looked online for my account number and it was no where to be found, only the application number was available. Finally she came back on the phone and informed me that she was unable to give me that information and that this was for my protection. Now I really knew that they were even worse then I had originally thought. I did make a report with the Better Bussiness Bureau and I am also going to post this comment everywhere I can, to warn others.

Not worth the time, nor the heart ache it will cause. Could never get in touch with customer service and getting into my account, via online, was impossible. Will never use there services again.

This company outright steals from their customers. I knew going in that the interest rate was predatory but also knew I was going to make extra payments and pay it off as soon as possible.

First off, they make it as hard as humanly possible to make extra payments. They say you can do it online but you can't. Their website is always having "technical difficulties". I spent close to an hour on the phone with them, part of which included a 3-way call with my bank to confirm the amount removed from my account which they did.

Even after all that they wouldn't give me my money back. They said they were going to "escalate the matter" and call me back but never did. They are stealing from people with emergencies. This company will suck your blood. Go sell or pawn your wife's jewelry, your guitar or whatever you got but don't take a loan from these blood suckers. Think other ways to get money before you fall for this one.

Unbelievable for a loan I'll be paying almost back!! I was very much misled about this loan during my desperate time needing to pay my bills before my next paycheck. I needed quick cash and used their services. The first 4 payments I made went directly to the interest not 1 cent came off the balance.

When I noticed this I contacted the company and they informed me the payment was made against the next payment due, the interest and the remaining came off the balance. I then attempted to pay off the final amount via the website and it would not let me set up the payment because of a glitch. I then called the company and was on hold for more than 35 min when I was disconnected.

I am so glad to be done with this company. Got a bs letter from them in the mail tring to give me a loan at a ridiculous rate waste of my time and paper. Customer service was awful and couldn't get my information right.

They are not short term, that's a lie. I got a pre-approval letter, one of many, and thought what the heck. I'd just taken out a car loan and there were some other short term expenses. Do the math - I headed for the hills. Fortunately they screwed up my income verification and declined me which, even though they'd wasted an entire morning, saved me from not accepting any offer.

Stay away - they'll only drive you into debt and are horrible to deal with. This loan is a scam and a rip off do not take out a loan because you will be paying more than you loan is She also interrupted me several times, and her explanation of the discrepancies was inadequate, by far. It doesn't matter how desperate you are to pay the rent, this was NOT worth it! This is the most worse company to work. First no good customer service, second the pay off is the total of the balance no matter if you paid before the end of the loan.

How can I report these people???? I have already payed the loan and they have use it all on interest and not the principal! I called my bank to cancel the ACH payments from them. Has anyone been sent to collections from this place?? I tried to pay off my loan on their website at 4: They tell you can pay off your loan with no penalty early and then charge you more. Payday Loans Big Picture Loans 6. Claim this Profile BestCompany. Are you a representative of this company?

One-Day Loan Approval Big Picture Loans boasts a quick payday loan approval, getting money to its borrowers within 24 hours. Customer Support Options The customer support department provides a phone number, fax number, email address, physical address, and mailing address for contacting company representatives.

Misleading information about due dates, fees, and total repayment amounts Incorrectly stating or implying that the finance fee was a one-time charge instead of an ongoing interest charge Initial payment amounts customers were promised were later changed without warning Applicants' information was reportedly sold to other lending companies Because of these negative reviews, many potential borrowers looking for a payday lender may go elsewhere to borrow money.

Misleading Fees and Information Many frustrated customers have expressed that, because of misleading or false information, they ended up owing much more than the original loan amount or that was originally communicated to them. The Bottom Line Big Picture Loans is a direct lender for payday installment loans, and the loans are repaid over several months instead of being due on the borrower's next payday.

Are there any inaccuracies in this review? We take our accuracy very seriously and would love your feedback. Disclaimer As part of our service, we attempt to partner with all the companies that we review, and may get compensated when you click or call them from our site; however, regardless of any current, past, or future financial arrangements, companies listed on Best Company cannot buy their position, nor do we manipulate or inflate a company's ranking for financial gain.

Value for your money. Quality of product or service. July 27th, Murrells Inlet, SC. July 11th, Des Plaines, IL. June 28th, Boca Raton, FL. April 18th, Modesto, CA. March 5th, St. January 15th, Euclid, OH. December 19th, Florence, AL.

November 29th, Houston, TX. September 11th, Marinette, WI. September 12th, Chicago, IL. August 23rd, Omaha, NE. August 22nd, Miami Beach, FL. August 16th, Chicago, IL.

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